Philippine Mutual Funds pick for 2012

Below link is an article about Philippine Mutual Funds Pick for 2012.

http://www.businessmirror.com.ph/home/banking-a-finance/20909-mutual-fund-picks-for-2012


.I'm so thrilled that the mutual fund companies where i'm investing are included.

Happy investing!

The Best Business - by Mr. Joen Delas Peñas

Our group had an opportunity to attend the seminar conducted by no other than Mr. Joen Delas Peñas, the CEO & President of International Marketing Group (IMG).

By the way before that day, he’s able to attend our Christmas Party!

IMG Truly Rich Makers Team Singapore

IMG Truly Rich Makers Team Singapore

A gift from IMG...

We find out that he started in IMG at the age of 26. Since IMG is already 14 years in the Philippines, you sum it up you’ll know how young he is.:)

Are you surprised???me too! He looked like 35 years old. :)

Let me go back about the learning’s we gained during the seminar. I’ll just summarize it up to the best of my knowledge.

1.       Mission

Mr. Joen keep on with this company because he saw the IMG mission…mission to EMPOWER the AVERAGE PEOPLE even the POOR to learn how to grow their hard earned money. He believes that with the RIGHT INFORMATION everyone will be wealthy.

If you are poor or just an average people, big financial institution will not bother to teach you how to develop a financial strategy & also they made it quite complicated so that they are the only one who can understand it. So what IMG did? They simplify it...using the X-curve concept. If you are not familiar with it...let me just explain a bit.

The X-Curve concept theorizes that a person’s responsibilities generally decrease and wealth generally increases over time. X-curve has 2 stages:

First , when you are young, you don’t have savings or less savings, high responsibility (educational, food, clothing, shelter, Debts/Loan) and working hard for the money (Income is active)

On this stage you need to protect the responsibilities that will be left behind in the event of sudden demise. This is where the life insurance will be needed…In IMG what we recommend is get a Term Life Insurance and invest the difference. IMG also have a product that will cover your 3 major financial needs, Health Care, Term-Life Insurance & Investment.

You ask a Filipino if they like to have instant money, absolutely will response with a big “YES” . But you asked them to get an insurance, they will say “NO & run away. They don’t realize that insurance is the instant money. What if you a take an insurance today then after a few days you accidentally (intentionally) cut off your fingers (some foreign workers here do that).Will you get a money? Yes! But to make myself clear we don’t suggest it anyway.:)

Second, when you are older, you should have a big savings or living on the interest of your investments, less responsibilities (maybe)...only HEALTH is your biggest responsibility and money is working hard for you (Income is Passive)

This stage you don’t need Insurance anymore if you’ve been investing during your younger days, you will have a big savings that means you are self insured. You live on the interest of your investments. One of the biggest responsibilities on this stage is your HEALTH. According to the survey..most of the bankruptcy happen on this stage…not because we don’t have hospitals but sadly most of the Filipinos don’t have enough money to cover the hospital bills. 

2.       Best Business

The reason why Mr. Joen stayed on this company is because of the business…the BEST BUSINESS! A business that will teach you how to save & invest and also will give you an opportunity to have an additional income or if you are serious enough you will have your own business..an IMG business.

Why is it the best business? On this company we’re not selling you something that you won’t benefit of. Example, if your friends sell you clothes, shoes or whatever material things then after a few years, did that things earned you money? No, right? That is the difference of IMG to other businesses, if I sold you an investment like mutual fund and on the following year the mutual fund company earned an enormous ROR (rate of return). Did you benefit of it? Of course! Indeed, IMG is the best business.

Now, let me just say that you want to do or you’re doing the IMG business already and you want to make it BIG. Here is the secret…..

Please watch... 

December 18,2011

Credit: Richel De Mesa for the Video.

Financial Coaching Seminar (videos)

On these videos, you'll learn how to present the IMGs' financial concepts.

Watch it once, twice or until you are able to present it.

Learn from our Mentors Fely & Benj Santiago..

Truly Rich Makers Singapore Financial Coaching 23-07-2011 

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Why investing for your long-term healthcare should be your first investment?

What is one "tsunami" that can easily wipe out your financial structure? .....The answer - Medical Crisis!

Most Filipinos do not plan for their health care needs upon retirement. “Bahala na mga anak ko” or “bahala na ang Diyos” are some of the common phrases we hear. But times have changed.. Most people right now are financially struggling because of materialism and financial ignorance. Are we 100% sure our children can support us in our old age?

So it is very important we plan for it ourselves. Long-term healthcare should be the number one financial need that we must plan for. So that when we reach the age of 50 and up we already have money working for us that we can use to fund our health needs.

There are other reasons why it is a priority:

•       Medical costs doubles every 5-7 years

•        A lot of sick people die not because there is no medicine but because of no money

•        A majority of Filipinos don’t save money for future healthcare needs

•        You cannot bring with you the healthcare benefits provided by your   company   when you retire or resign

•        No traditional healthcare company covers ages 61 and up.

•        Most people rely on their children, or sell properties, or borrow money for their medical needs during retirement.

•        Majority of personal bankruptcy is due to Medical Crisis.

Should we wait for that to happen before we start taking action?

Start planning now! The ideal age to start saving and investing for this is as soon as you start working ! Make this a priority!

Article written by: Fely Santiago

image credit:http://svn.desktopbsd.net/trac/ticket/191

Philippines seen to remain more resilient than peers in Asia

By: Doris C. Dumlao
Philippine Daily Inquirer

http://business.inquirer.net/34949/philippines-seen-to-remain-more-resilient-than-peers-in-asia

7 Proverbs That Will Make You Rich

We'll revised a bit the title to;

" 7 Proverbs That Will Make You Truly Rich" :)

Read this article from;

http://christianpf.com/proverbs-that-will-make-you-rich/

Wait a minute, why would I want to be rich when the Bible says that it’s easier for a camel to fit through the eye of a needle than a rich man to enter heaven? That’s a good question, and the topic of money and riches isn’t brushed over in the Bible (see for yourself with these 250 Bible verses about money). As Christians, I don’t think we should be afraid of having money – it’s our attitude towards money that we should watch carefully! The problem with wealth is that we can make it a god in our lives. That is, we can spend too much time seeking out worldly wealth and forget about being content.

So when we find scriptures in the Bible that point to riches and wealth, we need to be careful how we look at them. If we look at these verses as a recipe to create worldly wealth, we’re missing the point. True wealth and riches aren’t found on this earth. We know this from Matthew 6:19-21 . . .

Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.

As you read through these Proverbs, think carefully about the cause and effect of wealth. The wisest and wealthiest man in the world wrote these as a way for us to truly understand that all wealth comes from God. When we understand this and focus on humility, wisdom, generosity, hard work, and contentment we can expect to be enriched.

7 Proverbs That Will Make You Rich

Proverbs 22:4

True humility and fear of the Lord lead to riches, honor, and long life.
Proverbs 8:18-21
I [wisdom] have riches and honor, as well as enduring wealth and justice. My gifts are better than gold, even the purest gold, my wages better than sterling silver! I walk in righteousness, in paths of justice. Those who love me inherit wealth. I will fill their treasuries.

Proverbs 3:9, 10
Honor the Lord with your wealth and with the best part of everything you produce. Then he will fill your barns with grain, and your vats will overflow with good wine.

Proverbs 13:11
Wealth from get-rich-quick schemes quickly disappears; wealth from hard work grows over time.

Proverbs 13:4
Lazy people want much but get little, but those who work hard will prosper.

Proverbs 30:7-9
O God, I beg two favors from you; let me have them before I die. First, help me never to tell a lie. Second, give me neither poverty nor riches! Give me just enough to satisfy my needs. For if I grow rich, I may deny you and say, “Who is the Lord?” And if I am too poor, I may steal and thus insult God’s holy name.

Proverbs 11:24
Give freely and become more wealthy; be stingy and lose everything.

3 Extra Verses On Securing Poverty

How many people would be quick to say that poverty is on the top of their list of goals? I don’t know anyone who wants to volunteer to live a life of poverty. Solomon addresses both sides of wealth and gives some warning on actions that lead to a less fulfilling and impoverished life.

Proverbs 1:19
Such is the fate of all who are greedy for money; it robs them of life.

Proverbs 22:16
A person who gets ahead by oppressing the poor or by showering gifts on the rich will end in poverty.

Proverbs 24:33, 34
A little extra sleep, a little more slumber, a little folding of the hands to rest—then poverty will pounce on you like a bandit; scarcity will attack you like an armed robber.

Which of these Proverbs resonates with you the most today? Do you have a favorite verse in Proverbs that speaks to you often?

What is Blocking You?

After the IMG Financial Coaching seminars, (our regular weekly seminars) and the informal talks with the people who attended. I've noticed that so many still don't make an action. Something paralyzes them.

Below are blocks that I think prevent them to succeed.

"INERTIA"

In their mind they say " I won't move until I've gotten my questions answered" or " I won't move until this or that happens or until you show me result of your investments"

Result = "INERTIA",.the external forces dictate their internal ability to act.

To counter it, we need self awareness , be upfront with ourselves about our weaknesses. Admit it then overcome it.

"FEAR"

"What if I fail?"

These false expectation is so real in their minds that they dominate their inability to act.

The best acronym defines fear is;

False
Expectations
Appearing
Real

To counter fear,you need financial literacy.

A basic financial homework about INSURANCE, MUTUAL FUND,& STOCK MARKET, will push back your fear. And the chances you'll succeed is high.


To be continued....








What's Blocking You? excerpt from the book "Grow Rich Pinoy!" by Larry Gamboa

2 Reasons Why You Need to Invest in Philippine Mutual Fund

Investing in mutual fund is considered a very basic type of investment. Some considered it as Level 1 or Level 2 investing.  Hence, most Filipinos were not financially educated about this type of investment.

Here are two reasons why you need to invest in Philippine mutual fund.

1.                 Potential Higher Yield

As the industry is young, most of the mutual fund companies are all performing well.

excerpt from www.pifa.com.ph/philmutualfund_history. “Under the new Implementing Rules and Regulations (IRR) of the Investment Company Act (ICA)  , the Galleon Fund was the 1st company to register and started selling its shares in Feb. 1, 1991 .   A few other investment companies followed suit, and the numbers have increased ever since.”

Historically, mutual (equity) fund can give you an average of 14% yield (not guaranteed)

Net Asset Value Per Share (NAVPS) Performance (as of 12/8/2011)

2.                 High Investment Outlook for Philippines

Invest in Philippines, the 'Dark Horse' of Asia: http://finance.yahoo.com/news/invest-philippines-dark-horse-asia-002643418.html

“The Philippine's "very robust and young population" presents a ready pool of talent, says Mark Matthews, Head of Research Asia at Bank Julius Baer.

“A recent survey by Bank of America-Merrill Lynch showed fund managers increasing their overweight position in the country, making it the third most preferred market, trailing China and Indonesia”

As Bro. Bo Sanchez mentioned in one of his Truly Rich Financial coaching seminar, 

“Mutual Fund is like a bowl of rice…everyone should have it”.

So you better get one…..

Happy Investing!!

 P.S. Do you live/work in Singapore?  We could help you on your mutual fund investing.

WAKE UP CALL - by Clyde Arbon

I attended this seminar last October 29, 2011… hanep ung mga speakers.. parehong former senior directors… parehong kumikita ng 6 digits… pareho ding natanggal sa trabaho… halos wala daw silang savings ‘non, kasi sinlaki din ng expenses nila ung income nila….then they joined this group through Bo Sanchez….that was 4 years ago, according to their story… pero ngayon, pa-travel travel na lng sila while conducting seminars like the one I attended…ikaw ba nman ang kumita ng as big as 80K a week eh (pesos lng po)…..pero they DID NOT recruit to earn money, they DID NOT sell any product (herbal meds, suplements, insurance, pampatigas, pampalambot at kung ano pang pampa…) so ano lng ginagawa nila? Simple lng… they studied…they put into practice what they’ve learned… now they share… ganun lng kasimple.. they are living in abundance now by putting into practice what they have learned from their God-fearing and unselfish mentors… and still, they earn some more by simply sharing what they have learned and experience… no joke…wala talagang binebenta.. pero syempre, hindi rin easy money un, gaya ng karamihan ng success stories, mahirap sa simula, pero as they moved on and took those guided steps, gumagaan din habang tumatagal…kaya ngayon, siguro pakuya-kuyakoy na lng sila…

Sample lng sa mga striking/significant facts na narinig ko sa seminar…

1. According sa Senior Citizens Survey (Philippine Statistics) na 2% lng ng mga may edad 60 pataas sa aten ang financially independent.  45% ang suporatado ng mga anak, 23% ang mga nagta-trabaho pa at 30% ang mga nasa home for the aged. Naisip mo ba yun?  Sa bawat 100 matanda, 2 lng ang nakakapamuhay ng komportable….Na-imagine ko tuloy ang sarili ko, 60 na ko tapos  nasa hawker ako at may hawak na basahan, o kaya nasa napaka-pangheng cr ng mrt at naglilinis ng baradong urinals….swerte ko pa kung nadito pa ko sa SG dahil pwede pa din ako magtrabaho, pero pano kung nasa pinas na ko nun… nakakatakot mang isipin, pero totoong nangyayari eh… maraming mga sikat na artista, athletes at gaya nateng nagta-trabaho abroad na matapos ang ilang dekada ng kasikatan at buhos ng pera, ay tumatandang nasa miserableng kondisyon; umuuwi ng ‘pinas na walang ipon…ikaw ba? Secured ka na ba for your retirement? Kahit siguro di muna ung retirement, ngayon ba secured ka? Kung sakali lng, naisip mo na ba kung gano kalaking responsibility ang ipapasa mo kung may mangyari man syo? Pano na education ng mga anak mo kung di ka na mkapag-trabaho?

                                                                                                                                                                            
2. Wala akong alam sa investments… masaya na ko na nakakapag-hulog ako sa bangko ng ipon nmen… at may interes pa! .05% !!! biro mo, safe na ung pera ko sa mga magnanakaw, may tubo pa!!! sampolan naten, sa 100,000 ko tutubo ako ng 500 sa kanila after 1 year… mahirap nang makapulot ng 5 piso ngayon, 500 pa. Di ko alam na pwede palang kumita ung 100K ko ng 12K dahil may mga investments nman na kumikita ng 12% interest, at dun dinadala ng bangko ang pera ko, pera mo at pera nateng lahat. 100K    ko  ung ginamit ng bangko para kumita sila ng 12k, at 500 lng ang ibibigay saken… wow men…  e pwede nman pala ko dumiretso dun sa 12% investment…kelangan lng talaga matuto kung pano… at pwede rin pla mag-invest kahit 5K lng ang pera ko….

3. Narinig nyo dn ba ung Rule of 72 ? pwede nyo nman i-google kung gusto nyo pa malaman ang history nito, pero sa simpleng salita,  formula sya para malaman mo kung ilang taon ang aabutin para dumoble ang pera mo sa isang constant interest rate ( 72 / interest rate = # of years to double).. Sampol ulet:  kung nagdeposit ka sa bangko ng 100K, at ang interest rate ay 1% ( napaka-galante na ng bangkong ‘to);       72 / 1 =  72;  kelangan mo ng 72 years para maging 200K ang pera mo… di namn pala ganun katagal eh..  pero kung ang interest rate e 12 %, gaya ng ibang investment ;  72 / 12 =  6,  6 years lng ang kelangn mo para magka-200k ka… may sense ba? Saken oo… 72 years? Haler???

Marami pa silang na-discuss sa seminar, na mas magandang pakinggan kesa basahin..(tinatamad na din kasi ko mag-type)… pwedeng mag-attend ang kahit sino, libre nman e… maaaring may nag-iicip senyo na panibagong scam nnman eto.. networking o pyramiding… kahit di na kayo maniwala saken, o kahit sa nabanggit kong couple kanina… pero isipin nyo na lng si Bo sanchez… He has founded and now supporting a lot of ministries; Home for the abandoned (bata at matanda), scholarships, livelihood programs etc… he can support all his ministries even without IMG through his businesses at syempre sa tulong din ng libo-libong tao…libu-libo din kasi ang naniniwala sa knya… sa tingin mo ba isusugal nya pa ang pangalan nya para lng kumita? I don’t think so… pero dahil pareho sila ng mission, to help the poor ( to sum it all) , sumali na din sya… To be specific (sa akin pong sariling salita), IMG’s mission is simply to educate the low to-average income earners to manage their money, use and exploit it in the most productive way, so they can live in abundance,  and help the others in return…  parang gumagawa tayo ng cycle, para matulungan ang sarili, at makatulong sa iba….   Juan Learn-practice & share to  Pedro-  Pedro Learn-practice & share to Ana-  Ana Learn-practice & share to Lea - Lea Learn-practice & share to..... and the cycle continues…. gusto mo ba makisali sa cycle?

 sila po ung speakers nung nag seminar ako, Tita fely And Tito benj Santiago

Article taken from Kerygma, (published by Shepherd’s voice Publication, one of ministries under Bo)

Sa uulitin, libre ang seminar. Walang ring binebenta, and you are not obliged to do anything.. Makinig lng at manahimik, unless syempre kung may tanong ka.

By the way, I’m more than willing to answer your questions or share to you more details about our group if you don’t have the time to attend the seminar.

Do You Want to Gain Financial Wealth and Spiritual Abundance at the Same Time?

Attention: Get 11 Incredible Blessings (Value: $251.50) for FREE! 

Including The Opportunity To Earn Passive Income Every Month! 

Each month, TrulyRichClub Gold Members receive 2 of Bo’s PowerTalk on Downloadable MP3’s, WealthStrategies Newsletters, GodWhisper Emails, and a Sign-Up Bonus of his How To Be Truly Rich Audio Seminar—All FREE! 

To Change Your Financial Life & Get Your 11 TrulyRichClub Blessings, click here

My name is Bo Sanchez.

For twenty years, I was a poor missionary.

It helped that I was single then.  I had no babies that needed diapers or a wife to romance on dates or a house mortgage to pay.  So poor was okay.

I didn’t need money.  I was happy preaching, writing, and doing ministry work among the poor.  I really thought that to love the poor, I had to become poor.

I also used to think that to be close to God, I had to be poor too.  I had this subconscious belief that money was evil.

But over ten years ago, I began to change my beliefs.  (Which by the way is where all radical changes start.  As the Bible says, “By your faith, it shall be done unto you.”)

Today, I’m a Truly Rich missionary.

I chose to become an entrepreneur.  I now run businesses, invest in real estate properties, and invest in stocks and other paper assets.  As of this writing, I have 16 income streams flowing to my life.

Yes, I’m still a missionary. I still preach, write, and work among the poor, lifting them out of poverty.  And the impact of my ministry has multiplied a hundred times more.

But in case you’re asking, I don’t drive a luxury car or own a mansion.  Oh yes, I can now afford to buy them.  But as a personal choice, I’ve decided to remain simple in my lifestyle. Why?  Not because it’s wrong to own them.  I repeat: It’s a personal choice. But I believe that the ultimate purpose of wealth is to love others.  And I’ve made a choice to use a lot of my wealth to make this world a better place.

I’m Truly Rich because of two reasons: My passive income is much more than my monthly expenses—and so I’m able to tithe to God and give sacrificially for the ministry and the poor.

And that’s what I want you to experience.

Friend, I want to stop talking about me and start talking about you.  I want you to enjoy the same blessing in your life.  And the key is to change your beliefs and thinking… 

To Change Your Financial Life & Get Your 11 TrulyRichClub Blessings, click here

Unless You Get Consistently Immersed
In a New Way of Thinking, You Won’t Change! 

But I know it isn’t easy to change.

Believe me.  I know!  For many years, my terrible beliefs have kept me trapped in poverty.

Here’s what I realized: After years of helping people grow financially, I realized it’s more important to change financial mindsets than just merely increasing financial literacy.  Why?  Because a person can be very wise in money matters, but if he has a poverty mindset, nothing much will happen.

To change your life, you need to get rid of your poverty mindset and gain a wealth mindset.

And I’ve also learned how to change mindsets: Through the simple act of repetition.  Because repetition is the mother of all skill.  By constantly immersing one’s mind with a new way of thinking, a new mindset is formed.

That’s why I created my TrulyRichClub Gold Membership.  It’s a private group of individuals that I support in their financial and support growth.

It’s for people who are serious in changing their beliefs and thinking—to gain the abundance mentality they need to change their lives forever.  I also provide Gold Members with the right tools, principles, and strategies to grow in their financial and spiritual life.

If you become a Gold Member of my TrulyRichClub, you’ll receive 11 big blessings, 4 of these are FREE Bonuses: 

Big Blessing #1:
Each Month, You Receive Two (2) of Bo’s  "PowerTalk"
MP3 Ready for Download

Every month, I’ll help you achieve your dreams.  How?  Each month, I’ll select 2 of my very best, most powerful inspirational messages, and make it available for your listening pleasure. These monthly messages will encourage you, build you up, and enrich your soul.  In the privacy of your home, you can listen to these practical messages again and again.  Remember that the secret to changing anything is constancy.  Month after month after month, you can listen to something uplifting, positive, and encouraging messages.

Each month will be like a surprise—where I cover various areas of your life.  Sometimes, I’ll address your spiritual life.  Sometimes, I’ll speak about your family life.  And obviously, I’ll build on your financial life too.  And when your beliefs and thinking will change, so will your life.

That’s not all… 

Big Blessing #2:
Every 3 Months, You Receive a Bonus:
Bo’s "Success Mentors Collection" On MP3 Ready for Download
 

I’ll let you in on a secret on why I’m successful. I’m successful because I’m a great modeler. That’s a fancy word for, “I copy a lot”. I simply do what other successful people are doing. It’s the great shortcut to success.

As a Gold Member of the TrulyRichClub, you will receive my Success Mentor Collection where I interview the best of the best. You’ll eavesdrop on my conversation with these very successful people, experts in various areas of life. I’ll pick their brains for you and you’ll learn stuff that you wouldn’t learn from other people. For one year, this quarterly interview is your shortcut to success.

But there’s more…

Big Blessing #3:
Each Month, You Receive
4 "WealthStrategies" from Me

Here’s my philosophy: I’ll serve you small bits of inspiration and instruction once a week instead of a big wallop once a month.  So once a week, I’ll email you one short but very “actionable” WeathStrategy.

I promise that each of the WealthStrategies will be brief, to the point, and applicable to your life.   They will be life-changing principles and practical “action plans” on how to grow in your financial life.  We’ll cover everything—from the universal principles of abundance, to the nitty-gritty stuff, like where to invest and grow your money, to how to protect your wealth, etc.

But there’s more… 

Big Blessing #4:
Everyday, You Receive a
"GodWhisper" From Me, Absolutely Free 

This is so good, I’m betting this will be the favorite feature of being aTrulyRich Gold Member. I call it GodWhisper.  Every day, I’ll email you a very short, sometimes humorous, sometimes serious, but always insightful personal message from God to you.  It will be a treat for your soul.  I’m sure you’ll be looking forward to these GodWhispers.  For some people, I bet this alone is already worth their Gold Membership!  But wait a minute.  There are more blessings I want you to receive… 

Big Blessing #5:
You Receive My Powerful "How To Be Truly Rich
Audio Seminar" Ready For Instant Download,
My FREE Gift To You Just for Signing Up!

When you listen to this seminar, you’ll change the way you think, enlarge what I call your “psychological wallet”, and prepare you to receive abundance into your life.  And through this powerful seminar… 

1. You’ll discover the invisible prisons of your mind that have kept you in financial bondage all these years—and how you can finally break out of those internal prisons!
2. You’ll discover the negative, emotionally-charged, beliefs that have kept you stuck in your financial level all these years—and how you can face them and change them.
3. You’ll conquer the common external obstacles that have always prevented you from moving forward on your road of material abundance.
4. You’ll learn to take 100% responsibility for your financial life, no longer blaming others for your money problems—thereby giving you the power to solve them!
5. You’ll learn how to be spiritually open to the Pacific Ocean of God’s blessings around you waiting for you to claim them.
6. You’ll learn the powerful secret of how to attract wealth to your life. 

No doubt about it.  The How To Be Truly Rich Audio Seminar will free you from financial stagnation and rescue you from years of financial misery. 

The last time I gave this half-day seminar to a company, I charged $210 per person, and without giving the giant bonuses that we’ll be giving you in this fantastic offer.  But right now, you can get this seminar FREE when you become a Gold Member of Bo’s TrulyRichClub.

But that’s not all… 

Big Blessing #6:
You Receive My inspiring Ebook,
"HOW TO CONQUER YOUR GOLIATH",
7 Keys To Overcome Every Problem That Prevent You
From Reaching Your Dreams
Absolutely FREE! 

I’m giving you my Ebook, HOW TO CONQUER YOUR GOLIATH, 7 Keys To Overcome Every Problem That Prevent You From Reaching Your Dreams.

You’ll be filled with hope and strength to face whatever problems you’re facing now.  This powerful Ebook will “speak” to you.  You’ll be very blessed because you’ll learn how to overcome any obstacle in your path.

Here’s what you’ll find inside this Ebook: 

Table Of Contents Book One: The Pebble That Crushed The Mountain Book Two: 7 Keys of a Champion’s Life Key 1. Follow Your Dream With Passion Key 2. Focus On Your Core Gift Key 3. Believe In Yourself When Others Don’t Key 4. Build Your Team Key 5. Take Action Key 6. Fail Forward Key 7. Shine Your Light Epilogue: Win In All Areas

But that’s not all…

Big Blessing #7:
You’ll Receive My inspiring Ebook,
"How To Turn Your Thoughts Into Things"
Use The Law Of The Harvest
To Fulfill The Desires Of Your Heart
From Reaching Your Dreams
Also, Absolutely FREE!

My friends who read this book say there’s something special about it.  Hey, I believe them.

One of the most difficult things to overcome in our lives is a scarcity mentality.  That there’s a limited amount of blessings in the world.

In this book, you’ll be delivered from this mental prison.  You’ll meet again the God of abundance, not the God of scarcity.

And I don’t believe in luck.  I believe in blessing.

Luck is based on chance.  But blessing is 100% sure.

What people define as luck, I define as getting ready to be blessed. 

My belief is simple: When the soul is ready, the blessing will appear.

Right now, you’re swimming in an ocean of blessings.  You don’t see this ocean, but it’s there all around you.

If you lack blessings, it simply means you lack readiness to receive the blessings.  There’s no shortage of blessings.  There’s only a shortage of yourreadiness.

I know you’ll be very inspired by this book. 

It’ll empower you to change your life!

Once you subscribe to the TrulyRichClub, I’ll email to you your FREE Ebook, How To Turn Your Thoughts Into Things.  Enjoy this book and be blessed!

Here’s what you’ll find inside this book:

Table of Contents Foreword: A Fable With Two Endings Chapter One: The Operating System of the Universe Chapter Two: How To Have A Breakthrough Chapter Three: Quit Often To Succeed In Life Chapter Four: How To Be A Superstar Chapter Five: How To Enjoy Heaven On Earth Chapter Six: Are You A Giver Or A Taker? Chapter Seven: The Embrace Of Heaven Chapter Eight: The Greatest Reward Of Giving Chapter Nine: The Best Investment In The World Chapter Ten: The Life Of Abundance Chapter Eleven: Want More Miracles? Chapter Twelve: My Highest Award Epilogue: A Simple Strategy

But that’s not all…

Big Blessing #8:
Now, You Can Earn Passive Income Every Month
“A Whooping 20% PLUS  5% Commission!”
Through The "TrulyRichClub"

I know this is a huge surprise to you.

You never expected to earn from the Club, right?

But as long as I’m here, be used to surprises!  Because I’ll continue to cook up new ways to bless you.  And yes, I figured a way for you to earn money!

And it’s passive income: You earn while you sleep.  You earn even if you’re vacationing in an island, sipping orange juice atop a hammock.

How? You Can Be My Affiliate.

Very simple: All you have to do is email your friends and tell them of your great experience in the TrulyRichClub.  (Or just put a TrulyRichClub link in your Blog or Facebook account.)  For every person that joins the TrulyRichClub because of your invitation, you get 20% of his or her monthly subscription fee every month PLUS a 5% commission for all the subscribers this person gets.  So you get 20% on your first line and 5% on your second line.  For as long as a person is a member, you’ll receive your commission month after month after month…
That’s not all…

Big Blessing #9:
You Can Also Earn From My Other Internet Work

If you become my Affiliate in the TrulyRichClub, you’ll be my Business Partner in all my Internet Businesses.

Let’s say some of your friends don’t like to join the TrulyRichClub.  They don’t like to read about financial stuff.  (Perhaps they have too much money already.)

That’s fine.  Perhaps they want to join the GodWhispersClub.  You’ll earn passive income from that too!

Or perhaps they want to buy an Ebook from an Ebook Bookstore I’ll be launching very soon.  You can earn 20% commissions for every sale too PLUS 5% commission for every sale referred by your first downline. The point is that you’ll be earning from all my future internet businesses.

Big Blessing #10:
You'll Receive My Very Practical Ebook,
"My Maid Invests In The Stock Market...
And Why You Should Too." (Full Version)
Also, Absolutely FREE

This little book has been long overdue.

I’ve been planning to write this for the longest time.

But I felt it wasn’t the right time.

Because I was still in the process of teaching my 3 house helpers how to invest. My theory was this: If I can teach them how to invest, I can teach anyone.

Do you know the problem with the Stock Market world?

They don’t speak English. Honest.

They speak in some strange dialect that is spoken only in the second moon of the planet Uranus.

But I’ve solved that problem. If my maids can understand me, then anyone can understand me.

Today, my helpers are investing in the Stock Market and they’re very happy.

Read this Ebook and you'll also learn how to create your own personal Retirement Fund through the Stock Market.

Table of Contents Preface: Take Charge Of Your Financial Future Chapter 1: Everyone Ought To Be Rich Chapter 2: Follow A Simple System Chapter 3: Repeat The Vision Chapter 4: Own A Great Company Chapter 5: How To Retire A Millionaire Chapter 6: Open An Online Account Epilogue: See You In The Next Stocks Update

Big Blessing #11: 
Each, Month, You'll Receive My "Stocks Update".  Also, Absolutely FREE!

In my Stocks Update, I'll tell you how I invest

Here’s another thing I’ll do for you.

Each month, I’ll send you a very short “Stocks Update”. I’ll tell you what companies I’m investing in and how they’re doing.
Why will I give this “Stocks Update” monthly report? To give you guidance and inspiration.

Especially when there’s a crisis, my “Stocks Update” will be crucial. It will prevent you from selling your Stocks because of your panic—and lose your money. And it will encourage you to do the very opposite—buy great companies when the prices are very low.

In one single page, I’ll tell you everything you need to know about your Stock investments.

I’ll remind you to invest each month. I’ll urge you, push you, beg you to be faithful to your monthly investments.

I’ll tell you when its time to sell the Stocks I wrote about in my Ebook above.

I’ll tell you the new undervalued Stocks that you can buy.

I’ll tell you what I’m doing with my own Stocks.

I promise: In plain, simple English. No financial jargon you won’t understand.

To Change Your Financial Life & Get Your 11 TrulyRichClub Blessings, click here

 

Get Wowed Or Your Money Back—Guaranteed!

Let me take all the risk. I want you to experience the blessings of an exclusive Gold Member in Bo’s TrulyRichClub.  If during the first month of your membership, you didn’t find the material I sent you a powerfully inspiring Wow experience, then simply tell us—and we’ll return your money.  No questions asked.  And you can keep all the great stuff I sent you (worth $251.50 value) as my FREE gift to you for just trying.

  Here’s a review of the 11 big Blessings you’ll receive when you become a Gold Member of the TrulyRichClub.com

1.  Receive 2 PowerTalks every month (instant access via MP3)
2. Receive Bo’s Success Mentors Collection (1 every 3 months for 1 Year)--FREE
3.  Receive 2 WealthStrategies newsletters every month--FREE
4.  Receive Daily GodWhispers Email--FREE
5.  Receive How To Be Truly Rich Seminar--FREE
6.  Receive How To Conquer Your Goliath Ebook--FREE
7.  Receive How To Turn Thoughts Into Things Ebook--FREE
8.  Earn Passive Income by being Bo’s Affiliate in the TrulyRichClub
9.  Earn Passive Income with Bo’s other Internet Work
10. Receive My Very Practical Ebook, My Maid Invests In The Stock Market...And Why You Should Too.--FREE
11. Receive My Stocks Update. --FREE

To receive all these 11 big Blessings, click on the link below.

“Yes, I Want To Grow My Financial Life & Get The 11 TrulyRichClub Blessings!”

To Grab This Offer, Click Option Below:

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